如果借款人想要降低利息，需要附上第二個有價的高價值抵押品，例如黃金或珠寶。如果借款人是軍公教、薪資條件好、每月收入穩定等，具備好的還款能力，也有機會申請到較低的利率。 一般而言，有幾個途徑可以申請房貸，包括：銀行、郵局、農會和壽險公司等。 If you not would like to receive these e-mails, you are able to unsubscribe from this feed, or deal with all of your subscriptions. 辦理桃園房屋貸款... Successfully Submitted (Awaiting Approval)